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Beating the Holiday Blues at Your Brewery

While the holidays have a reputation as “the most wonderful time of the year,” Beall Brewery Insurance points out that it can be a difficult time of year–a season when depression spikes and the holiday blues become commonplace. Read More…

Hosting a Brewery Event

Hosting a beer festival. Bringing in food vendors or entertainment for a special event. Commemorating beer holidays like National IPA Day or International Beer Day — or commemorating other holidays, like Thanksgiving or Christmas.

All of these can draw larger crowds to your craft brewery—and be a big marketing win. But all of these are also risk exposures that you may not be exposed to much of the rest of the year.

Read More…

Make a Brewery Emergency Action Plan

September is National Preparedness Month, and Beall Brewery Insurance wants to remind craft brewery owners and management that this is a great time to put together an emergency kit, establish a system for alerting employees and customers in the event of a disaster, developing a contingency plan to get the brewery up and running in the wake of an emergency, and developing a Brewery Emergency Action Plan. Read More…

Reducing Liquor Liability: The Drive Sober or Get Pulled Over Campaign

Liquor liability is one of the most severe claims a brewery can face. It can impact the brewery’s bottom line, with potential legal fees and settlements, as well as fines. And it can damage the brewery’s reputation, resulting in an ongoing negative impact.

Starting today, all the way through Labor Day, the Drive Sober or Get Pulled Over campaign strives to remind people of the risks of driving under the impact of alcohol. It’s a great opportunity for you to remind your brewery team that the power to prevent customer DUIs and resulting liquor liability claims lies in their hands.

Steps You Can Take

  • Review your brewery policies and procedures with staff to ensure everyone understand the seriousness of the issue, and how to avoid it.
  • Emphasize the importance of checking patron IDs and preventing serving underage customers.
  • Share techniques to help workers identify, assist, and stop patrons who have had too much to drink. (You may even wish to offer staff a refresher training session, such as LEAD or TIPS.)
  • Share techniques to encourage patrons who may have overindulged to use taxis or other ride services rather than getting behind the wheel.
  • Review how the brewery documents incidents involving patrons who have had too much to drink.
  • Review policies regarding employee drinking at the brewery.

Your goal is to brew great beer for your customers to enjoy. Your servers’ job is not only to pour that beer, but to make sure they are pouring it within the right limits. Make sure your team and your customers enjoy the end of summer safely.

For more than 25 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of niche businesses, such as craft breweries, that require specialized insurance packages and knowledge. With offices in California and Indiana, Beall Financial and Insurance Services serves clients nationwide.

Lightning Safety & the Craft Brewery

Beall Brewery Insurance reports that, according to the National Lightning Safety Institute, one of the most common troubles facing US businesses today are problems resulting from lightning. A Carnegie-Mellon study found that lightning affects a full third of all US businesses—more than are affected by lightning than by flood, fire, explosion, hurricane, earthquake, or violence. Read More…

Brewery Tour Dos and Don’ts

Offering a tour of your brewery is a great way to engage with your customers—as well as to expose your brewery to potential lawsuits if a tour-goer gets injured, reports Beall Brewery Insurance.

In 2012, a fermentation tank at one Texas craft brewery exploded during a brewery tour. Tour-goers were showered with beer and the tank crashed through a wall of the brewery. Two members of the tour filed suit against the brewery claiming they suffered injuries and damages including medical expenses, loss of earnings, pain and anguish, and physical impairment and disfigurement. Read More…