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Craft Brewery Insurance Pointers

Opening a craft brewery may seem like the new American dream, whether you’re an avid homebrewer, a craft beer aficionado, or an entrepreneur at heart. “The idea of working in a field that provides so much pleasure to so many—and seems like so much fun—tugs at the imagination,” says Richard Beall of Beall Brewery Insurance. “But before would-be craft brewery operators take the plunge, there are a lot of issues to consider–and craft brewery insurance is at the top of the list.” Read More…

Top Craft Brewery Risk: Slips, Trips & Falls

Beall Brewery Insurance reports that slips, trips and falls (STF) is the most frequent craft brewery loss, according to data from The Hanover Insurance Group.

While STF is an important risk for all business-owners to manage, for craft brewery management the situation is particularly complicated because of the different populations that may enter the brewery. These include customers, tour-goers, outside contractors, and—of course—employees. Craft brewery risk is heightened by the physical hazards that are common to craft breweries, including wet or slippery floors, elevated platforms, different types of floor surfaces, and changes in floor elevation. Read More…

Brewery Tour Dos and Don’ts

Offering a tour of your brewery is a great way to engage with your customers—as well as to expose your brewery to potential lawsuits if a tour-goer gets injured, reports Beall Brewery Insurance.

In 2012, a fermentation tank at one Texas craft brewery exploded during a brewery tour. Tour-goers were showered with beer and the tank crashed through a wall of the brewery. Earlier this year, two members of the tour filed suit against the brewery claiming they suffered injuries and damages including medical expenses, loss of earnings, pain and anguish, and physical impairment and disfigurement. Read More…

Craft Brewery Cyber Security

Beall Brewery Insurance reports that cyber-related data breach incidents increased in both frequency and severity in 2013—and the trend is accelerating, according to Marsh Risk Management Research. Read More…

Earthquake, Tornado, or Flood—Oh My

Beall Brewery Insurance reports that weather claims are one of the top three craft brewery losses based on frequency, according to data from The Hanover Insurance Group. A craft brewery natural disaster—whether from a lightning storms, earthquake, flood, or tornado—can turn into a business disaster if proper steps aren’t taken beforehand.  Read More…

Total (Craft Beer) Recall

Beall Brewery Insurance reports that beer spoilage and contamination are among the top three craft brewery losses based on severity, according to data from The Hanover Insurance Group. That being the case, it is vital for a brewery to develop a recall plan in the event that contaminated beer gets out on the market. Read More…