As we kick off 2026, the “fresh start” of a new calendar year is more than just a symbolic milestone for craft brewery owners—it is a critical window to fortify your taproom’s foundation. Taking the time now to audit your production and operations ensures that you aren’t just brewing beer, but building a sustainable brand.
1. Audit Your Financial and Inventory Health
Before planning your 2026 seasonal releases, look backward. Reconcile your 2025 books and perform a full inventory of raw materials like hops, grain, and yeast. With the One Big Beautiful Bill (OBBB) introducing federal tax changes this year, consult with your CPA early. You’ll want to ensure you’re maximizing deductions for “qualified tips” for your taproom staff and “qualified overtime” for your production crew.
2. The Brewery Insurance Deep Dive
One of the most overlooked tasks is a comprehensive corporate insurance review. Breweries face unique risks, from boiler explosions to liquor liability.
- Check for Gaps: Did you add a patio, start a canning line, or begin self-distribution in the last year? Ensure your Product Liability and Liquor Liability limits reflect your current volume.
- Spoilage Coverage: Check your “Spoilage and Contamination” riders. With the rising cost of ingredients in 2026, a lost batch of a high-gravity DIPA is much more expensive to replace than it was three years ago.
- Equipment Breakdown: Verify that your brewhouse, glycol chillers, and canning equipment are fully covered against mechanical failure.
3. Compliance and Taproom Security
January 31 falls on a Saturday this year, meaning the “Super-Deadline” for W-2s and 1099s moves to Monday, February 2, 2026. Use this window to validate staff data and avoid IRS “mismatch” notices. Additionally, perform a quick safety audit of your facility: check eye-wash stations, service your CO2 sensors, and ensure your staff’s TIPS or Cicerone certifications are up to date.
By tackling these administrative hurdles now, you clear the path for a productive and protected year in the brewhouse.
For more than 30 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of niche businesses, such as craft breweries, that require specialized insurance packages and knowledge. With offices in California and Indiana, Beall Financial and Insurance Services serves clients nationwide.
