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The ABCs of CBD and THC in Your Brews

The big news this month comes from Oregon. The Oregon Liquor Control Commission—which regulates alcohol and recreational marijuana in the state—has banned CBD and THC from alcoholic drinks. Why? In part because there is “little scientific evidence” about how the compound interacts with other substances including alcohol. Read More…

2019: The Year in Beer

As the year draws to a close, and a new year draws every closer, it’s only natural—especially online!—to take a look back at the year that’s ending, and to look ahead at what’s to come.

This was an eventful year for the beer industry as a whole, and for craft beer in particular—but that’s just about the same thing we say every year. What made 2019 different? Read More…

Preventing Holiday Liquor Liability Issues

We are entering the holiday season, and you know what that means.

For craft breweries, this celebratory time of year can bring some of the biggest sales activity. Party hosts pick up growlers and crowlers. Exhausted shoppers relax over a pint. Friends gather in the taproom for their annual white elephant gift exchange.d

It also means increased risk out on the road–and increased risk of liquor liability issues. Read More…

Brewery Ergonomics

National Ergonomics Month may not have quite the same ring to it as “American Beer Week,” but here’s some news: they both happen during the same month, and they’re both very important to the craft beer industry. Read More…

How Your X-Mod Impacts Your Brewery’s Workers’ Comp Insurance

Workers’ compensation exists to protect workers. Most states require companies to cover employees with workers’ comp. In California, for instance, even a business with only one employee must carry workers’ comp.

Workers’ compensation insurance can also be a big expenditure for your brewery. That’s where your experience modification comes into play. Read More…

Are You Prepared for Worker Safety?

During National Preparedness Month, many of us take a look at our disaster safety plans, make modifications to the way we house equipment and store supplies, even repair or upgrade our buildings to make them safer.

But what about the employees who keep the business running? This time around, we’d like to urge craft breweries to focus on planning ways to ensure worker safety in the event of an emergency… and how to involve them in the process of ensuring safety for the brewery. Read More…

Reducing Liquor Liability: The Drive Sober or Get Pulled Over Campaign

Liquor liability is one of the most severe claims a brewery can face. It can impact the brewery’s bottom line, with potential legal fees and settlements, as well as fines. And it can damage the brewery’s reputation, resulting in an ongoing negative impact.

Late August, all the way through Labor Day, the Drive Sober or Get Pulled Over campaign strives to remind people of the risks of driving under the impact of alcohol. It’s a great opportunity for you to remind your brewery team that the power to prevent customer DUIs and resulting liquor liability claims lies in their hands.

Steps You Can Take

  • Review your brewery policies and procedures with staff to ensure everyone understand the seriousness of the issue, and how to avoid it.
  • Emphasize the importance of checking patron IDs and preventing serving underage customers.
  • Share techniques to help workers identify, assist, and stop patrons who have had too much to drink. (You may even wish to offer staff a refresher training session, such as LEAD or TIPS.)
  • Share techniques to encourage patrons who may have overindulged to use taxis or other ride services rather than getting behind the wheel.
  • Review how the brewery documents incidents involving patrons who have had too much to drink.
  • Review policies regarding employee drinking at the brewery.

Your goal is to brew great beer for your customers to enjoy. Your servers’ job is not only to pour that beer, but to make sure they are pouring it within the right limits. Make sure your team and your customers enjoy the end of summer safely.

For more than 25 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of niche businesses, such as craft breweries, that require specialized insurance packages and knowledge. With California offices in Redlands and Newport Beach, Beall Financial and Insurance Services serves clients nationwide.